Refinancing helps to reduce monthly loan repayments, lower the interest rates, consolidate outstanding loan, take cash out of our home for large purchases (e.g. buy second house), home improvement or change mortgage bank. We advise and assist for Refinance & Home Loan. Consult us if you are in these situations:
REFINANCE
High Interest Rate / High Commitment
Huge burden for repayment of loan or paying too much on interest due to the interest rate of your current personal loan and credit card debts is too high.
Need Cash Out
Need high cash flow for business; Want to cash out for repaying existing loan or for other purposes like house renovation, personal use & etc.
Refinance Application Rejected
Good credit history but loan application REJECTED by bank due to monthly total repayments amount for existing loan is exceeding 60% of your salary.
Need advise for HOME LOAN of the packages offered by different banks? Click here.
REFINANCE HOME LOAN MALAYSIA
ARE YOU COMPARING DIFFERENT BANKS TO APPLY FOR REFINANCE
AIA, CIMB, OCBC, Public Bank, RHB, Maybank, Hong Leong, HSBC, Alliance Bank & etc. Which bank offers the best package with the lowest interest rate for cash-out and home loan refinance? Save your time to search for those information, let us suggest a package that fits you best. FREE CONSULTATION.
Survey for Good Deals
We will survey for refinance deals based on property’s market value and client’s eligibility
Compare Different Banks
We compare the refinance packages and study the offer letter to understand the loan details.
Advise & Suggest
We advise on the details of the mortgage packages and suggest the best mortgage deal.
WE ADVICE ON REFINANCE LOAN’S INTEREST TO SHORTEN LOAN PERIOD
Get a Better Refinance Package:
- Loan up to 35 years
- Low interest rate
- High margin of finance
- No lock-in period (pay off the loan or sell off the property anytime)**
- Zero moving cost feature (legal fee, stamp duty, disbursement & valuation for loan agreement only)**
**Subject to terms & conditions
SEND AN INQUIRY • FAST RESPONSE
We save your time to liaise with bank for refinance application. We provide FREE CONSULTATION to help our clients check and compare the refinancing interest rate and advise the package which suit you the best.
FAQ - REFINANCING
Usually, if you have owned the property for at least 5 years.
It will usually take 3 – 6 months. Depending the type of your property.
Usually the cost are valuation fees, stamping fees and legal fees. However there are some financial institutions that absorbs all of these cost if you fit their criteria.