HOUSING LOAN

Housing loan application is a lengthy process from applying until the bank disburses the money for our home loan. It is also a daunting task to understand the housing loan terms and agreements. Contact us if you want a HASSLE-FREE experience when buying a house or you are in the situations below:

Spend A Lot of Time to Liaise with Bankers

Liaise with different bankers to understand the loan packages then submit for loan application and follow up on the status of loan approval and disbursement.

Comparing Different Banks Loan Packages

Keep comparing the loan packages of different banks (e.g. CIMB, OCBC, Public Bank, RHB, Maybank, Heong Leong, HSBC & etc) and calculating the repayment.

Loan Rejected Due to Lack of Documents

Mortgage loan application is rejected due to bad credit history in CCRIS, high commitment or lack of financial documents such as salary slip, income tax documents & etc.

We save your time to handle the entire loan application from beginning to end.

HOUSING LOAN MALAYSIA

WE ADVISE, COMPARE, SUBMIT & FOLLOW UP FOR HOME LOAN APPLICATION

We will survey for mortgage deals based on clients’ eligibility and advise for the best mortgage deals in terms of interest and repayment. We help our clients to submit the mortgage loan & refinance mortgage loan application and and follow up the status until disbursement of loan.

Valuation

We provide property valuation services. It is better to know the market value before we buy a house.

Survey & Compare

Survey for mortgage deals based on property’s market value and compare loan package of different banks

Advise & Suggest

We advise on the details of the bank mortgage packages and suggest the best mortgage deal.

WE ADVISE FOR A SUITABLE LOAN PACKAGE BASED ON YOUR NEEDS

FIXED RATE

Loan up to 35 years
Low interest rate
High margin of finance
No lock-in period (pay off the loan or sell off the property anytime)**
Zero moving cost feature (legal fee, stamp duty, disbursement & valuation for loan agreement only)**

**Subject to terms & conditions

FLEXI LOAN

The borrower may have to set up account which is linked to the loan account, for a fee.
The borrower is allowed to make repayments or additional payments without informing the bank.
The borrower can redraw without informing the bank.
Monthly maintenance fee is required.
Set up fee will be charged.

SEMI-FLEXI LOAN

The borrower has to set up a saving account.
The bank will deduct the instalment amount from the saving account.
The borrower has to inform the bank to make repayments or additional payments.
The borrower has to give two to five days to the bank prior to redrawing.

NON-FLEXI LOAN

The borrower has to set up a saving account.
The borrower has to inform the bank when making repayments.
The borrower is not allowed to redraw without special permission from the bank.

FAST RESPONSE • FREE CONSULTATION

We save your time to liaise with bank for housing loan application. We provide FREE CONSULTATION to help our clients check and compare the mortgage interest rate and advise the package that fits you best.