DEBT CONSOLIDATION

Debt consolidation is the process of combining all of your outstanding debts into a single monthly payment. You only need to pay the new consolidation loan rather than to divide your payments into different creditors. We consult for debt consolidation to our clients when they are in these situations:

Managing Several Debts

Feel like you are virtually drowning in too much debts by managing several debts such as housing loan, personal loan, car loan, credit card debt & etc.

High Repayment for Debt

Although the repayment of single debt is low, but the total monthly repayment of all outstanding debts is such a huge debt burden to carry on your shoulders.

High Credit Card Debts

The higher your credit card balances are relative to your credit limit, the higher its impacts to your credit score and your ability to get approved for new loans.

debt consolidation

Talk to us if you are facing the same problems. We can assist to reduce your debt burden

DEBT CONSOLIDATION MALAYSIA

WE ADVISE ON DEBT CONSOLIDATION TO REDUCE THE REPAYMENT

We consolidate your debts into a single loan with a lower monthly payment or interest rate or both to reduce your stress and debt burden. It is much easier to afford your monthly debt payment.

One Easy Payment

One loan can be a lot easier to manage and more convenient than juggling several different debts.

Lower Interest Rate

Lowering interest rate can take years paying off your debt and enjoy savings on the monthly repayments.

Better Loan Tenure

Extend the tenure of the loan so that the monthly repayment amount is less and make it more affordable.

FAST RESPONSE AND FOLLOW UP ON YOUR LOAN APPLICATION & DISBURSEMENT

Debt consolidation, the best approach to minimize your monthly commitment:

  • We give FREE CONSULTATION to understand your situation
  • We will give the best bank package based on your needs
  • Zero moving cost feature (legal fee, stamp duty, disbursement & valuation for loan agreement only)**

**Subject to terms & conditions

FAST RESPONSE • FREE CONSULTATION

We consult for debt consolidation according to our clients’ situation with a better loan tenure and interest rate. We will plan and propose the best debt consolidation plan based on our clients’ needs.

FAQ - DEBT CONSOLIDATION

You will need to have a property in order to do a debt consolidation. Preferably a property that your have owned for more than 5 years.

High interest and short tenure debts. Example, personal loans, overdrafts, and credit cards.

Yes, imagine you pay 3 personal loans at 3 different banks, 4 credit cards debts at 4 different banks. By doing debt consolidation, now you only pay a fix amount monthly to only 1 bank.